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- Community Reinvestment Act of 1977 created during Carter Administration.
- Under the Clinton Administration, the Democrat Congress poured fire on it by enacting the Financial Services Modernization Act of 1999.
- This created the environment for predatory lending by Wall Street and was guaranteed by Fannie and Freddie.
- Banks were sued if they did not make loans to low-income, minority consumers.
- John McCain warned Congress about these problems (So did Ron Paul).
- Congress did not listen.
- Media did not report.
- Why would they? Home prices were skyrocketing because of the flood of buyers (re: demand) into market compared to the limited supply of homes.
- Low-income consumers begain to default on their loans they could not afford.
- Banks began to foreclose.
- Housing prices began to tank. The Market began to get nervous.
- Congress did NOTHING.
- A veritable snowball of foreclosures continued. Housing prices bottomed out.
- Fannie/Freddie and Wall Street fat cats jumped ship with “golden parachutes” (one as much as $25 million) because of “accounting inaccuracies.”
- Henry Paulson firmly plucks a number out of the air (or some other orafice) and tells Congress it will cost $700 Billion to fix this mess.
- The House does not pass the “Bailout Bill.”
- The Market dives 777 points.
- The Senate, ignoring the Constitution, takes a tabled bill about mental health and adds approximately $700 Billion to it with some provisions to bailout the economy. It passes.
- The House, which narrowly defeated the bill just four days earlier, decides it is a better idea to pass the aformentioned un-Constitutional Bill sent from the Senate, with an additional $110 Billion of bacon attached. (Apparently in the current economic climate of thousands of foreclosures, repossessions, lay-offs and unenployment, not to mention and expensive two-pronged war in the Middle East, it is way more palatable to foist over $810 Billion on the taxpayers of the US and not just $700 Billion). Good idea.
- With the Bush Administration, Treasury Secretary, Chairman of the Federal Reserve, Democratic Leadership, Republican Leadership and the Mainstream Media (MSM) telling us we “need” this bailout bill, or we will be living in a recession/depression until the next ice age, the Dow drops another 157 points on the great news!
- The President signs the bill into Law.
Mark my words, the bailout will cost us a lot more than $700 billion.
Not just money.
Short term, this may look good. The market will ralley, Obama will be our next president and there will be a chicken in every pot.
Long term (this means more than 4 years to politicians), this will be bad.
The House voted it down on Monday, but now it smelled right? What changed?
Any congressman who voted for this, should be fired.
Sen. Luger: FIRED.
Sen. Bayh: FIRED.
Sen. Obama: FIRED.
Sen. McCain: FIRED.
Any Representative who switched, should be fired, find out who should be fired here.
In the notion that we can “create” our own “truth” to express our “reality” which has no foundation on immutable, absolute, historical record or usage is exactly where we find ourselves today. We have gone from “…if it is right, then it is right for all…” to “…if it right for me, that is all that matters…”
Instead of a culture built on the Rock, an unshakable foundation, so that we may build high and broad on the shoulders of great men of the past, our postmodern culture is built on sand-not only is this foundation providing no stability at all, but the postmodern builders have torn down any work scabbed together by their humanist precursors.
Apparently “they” have now made another non-word a word (Mrs. foolarch will get a kick out of this):
irregardless: an erroneous word that, etymologically, means the exact opposite of what it is used to express, attested in non-standard writing from 1912, probably a blend of irrespective and regardless. Perhaps inspired by the double negative used as an emphatic.
Postmodern? Sure. Dumbing-down our culture? Yes. Tip-toeing toward Gomorrah? Absolutely.
This is a small example of the “big lie.”
“Make the lie big, make it simple, keep saying it, and eventually they will believe it.” This is the epotime of the Postmodern, liberal, humanist culture…but do you know who said it?
Woe to those who draw iniquity with cords of falsehood,
who draw sin as with cart ropes,
who say: “Let him be quick,
let him speed his work
that we may see it;
let the counsel of the Holy One of Israel draw near,
and let it come, that we may know it!”
Woe to those who call evil good
and good evil,
who put darkness for light
and light for darkness,
who put bitter for sweet
and sweet for bitter!
Woe to those who are wise in their own eyes,
and shrewd in their own sight!
Woe to those who are heroes at drinking wine,
and valiant men in mixing strong drink,
who acquit the guilty for a bribe,
and deprive the innocent of his right!
Lord, have mercy.
Friday evening, April 18, 2008, I took my wife to see Caedmon’s Call live in concert at Grace UMC in Kokomo, In (my hometown). I have been a fan since they released their self-titled album “Caedmon’s Call” in 1997 and have every studio release since.
I came to hear the band Before There Was Time to understand their lyrics; truly the music grabs your attentions, but There You Go, it is the lyrics that give you Hope to Carry On.
Musically, the band’s sound is folksy-pop with smooth harmonies and a kick of rock. (Think Simon & Garfunkel’s “Concert in the Park” performing with a miltia of musicians by the likes of Carole King, Jimmi Hendrix, John Bonham and Neil Peart (at the same time, no less)! This may sound like Trouble, but let me tell you…”This World has nothing…” on these talented musicians.
Become infatuated with the music, but fall deeply in love with their lyrics. Their work is poetic, reformed theology the magnifies the great, Creator, Sustainer and Lover far above the daily grind of everyday. Be Thankful for the true, relevant juxtaposition of our earthen frame with that of the magnificent God; There’s Only One (Holy One) and we are sovereignly formed in the Hands of the Potter to bear the image of Christ. Listen to the words and you will know not only hear Who You Are, but also that There is a Reason for why and how you are.
I have been anticipating this event since hearing (three months ago) they would be playing near me. I had never previously seen them in concert; this was my chance. I don’t get to many concerts; my last one was Audio Adrenaline/Mercy Me over one year ago.
Arriving at the church, I noticed quite the variety of concert-goers: I saw elderly women, a bus-load of junior-high youths as well as the expected twenty- and thirty-somethings. I thought maybe we had the incorrect venue or night based on the attendance.
The $12 general admission tickets were an unexpected blessing. The concert went for about three hours and the band played over 25 songs in this small venue (I would guess less than 500 seats max); it felt as if they were playing in my living room. This has to be the best ticket – not just in town – but ANYWHERE; the value (quality and quantity) far excelled the cost or expectations. I would have traded my 40 Acres for these tickets!
Derek Webb, a modern prophet, afflicted the comfortable and comforted the afflicted with his tongue-in-cheek satirical in-your-face style. Nothing was off limits (as expected): fundamentalism, politics, social justice, idolatry, politics, love and hope. It was a fabulous set of songs to Prepare Ye the Way of our hearts to the LORD and our ears to Caedmon’s Call.
Cliff Young, a bare-footed and cap-less Warrior of righteousness, lead the Church (that is, capital “C”) present in worship of the God of Wonders.
Did I mention there were two drummers? There is nothing like double percussion to get you juices flowing and worship the God of The Danse.
The absolute highlight for me had to be the performance of “Hands of the Potter” and “Thankful.” I am so thankful that my redemption and righteousness are not in my hands, that “nothing in my hand I bring, simply to the Cross I cling.” I praise the LORD that there is a reason for why/when/how/what things happen, and that I am in the loving and careful hands of the potter who will do with me what he will to conform me more the the image of His Son.
What began in my mind as a “concert” has become not just a worship experience that evening, but continues to roll through my mind these days following.
Jesus Christ is worthy of our worship.
Sola Scriptura | Sola Fide | Sola Gratia | Sola Christus | Soli Deo Gloria
In an age where boys sit on the couch, play video games and eat crap, this book is a breath of fresh air. Literally, boys will go outside. This book is so dangerous because it lets boys be boys, not the mamby-pamby, effeminate, androgynous version of what our politically-correct culture foists on us.
I purchased A Dangerous Book for Boys last week for my son…and I. This is going to be a fun summer!
I pray that this will be a summer of bruised knees, courage, and exploration.
This stands for “One Thing You Can’t Do In Heaven.”
What is that, you say?
- A Book by Mark Cahill.
- Sharing the Gospel with an unbeliever.
Mark was at my church tonight presenting the biblical basis for, and sharing practical tools so that every believer in Jesus Christ can share the Gospel as a way of life.
He shared that while being a witness for Christ there are only three outcomes:
- The person believes on Jesus Christ by faith for the forgiveness of sins; this is GOOD ~ eternal life for them & joy for you.
- The person does not believe, but a seed is planted; this is GOOD ~ a seed is planted & joy for you.
- The person rejects the good news, Jesus Christ and/or even you; according to 1 Peter 4:14 and Matthew 5:10-12 this is GOOD ~ reward for you in heaven.
The only time the sharing your faith is bad is when you do not do it.
Evangelism by all believers is not relegated to a few…with a special gift, but is a command to all believers (Matthew 28:18-20). Not sharing one’s faith is disobedience to Jesus Christ – it is a sin of omission.
I have not ever been active in sharing my faith in Christ; not only have I been disobeying my Lord, but I have not been living up to my Christ-justifying potential:
“and I pray that the sharing of your faith may become effective for the full knowledge of every good thing that is in us for the sake of Christ.”
LORD Jesus Christ, forgive my faithlessness.
Here is the lead-in to an article published over at OpinionJournal.com (registration required):
$34.06 an Hour
That’s how much the average public school teachers makes. Is that “underpaid”?
BY JAY P. GREENE AND MARCUS A. WINTERS
Friday, February 2, 2007 12:01 a.m. EST
Who, on average, is better paid–public school teachers or architects? How about teachers or economists? You might be surprised to learn that public school teachers are better paid than these and many other professionals. According to the Bureau of Labor Statistics, public school teachers earned $34.06 per hour in 2005, 36% more than the hourly wage of the average white-collar worker and 11% more than the average professional specialty or technical worker.
Being that my wife is a [former public school] teacher along with most of her family and I am an architect primarily serving public schools clientele, this stings.
Read the rest of the article here.
It seems that with every other profession, compensation is directly proportional to productivity. Not in public schools.
And don’t even bring that up at family gatherings. Or client meetings.
The real question that should be asked is: who is responsible for the education of my chldren? (Emphasis emphasized for a reason: wink, wink, nudge, nudge).
Manly advice from the mouth of babes
His threefold application (if I understand him correctly) is:
- Protect them.
- Open the door for them.
- Do “boy jobs” (like taking out the garbage).
Daniel, thanks for your wisdom beyond your years!
You know, if every man would take care of their ladies in these manners, the ladies may become accustomed to this behavior; then what would the world come to?
I pray that my son acts in this manner (because he has seen his father model this behavior) and that my daughters would become accustomed to this behavior, respond appropriately and never settle for less.
Fool on, Daniel!
changthis.com offers, like, a biz-illion short (usually one page) manifestos about change in our culture, business, politics…well, everything.
Faith is noticeably absent though.
An excerpt from their FAQ:
Do you have a political slant?
Yes. We are against demagoguery, dishonesty, shortsightedness, superstition, fundamentalism, unequal rights and violent argument.
We are optimists and we believe that an informed, motivated electorate is likely to do the right thing, given the facts and given a chance.
We reject the status quo of both parties if it is just the status quo.
And we’re realists. We don’t believe it’s a good idea to cut off your nose to spite your face. We don’t believe in anonymity. We don’t think someone should do something just because they can.
All of the above sounds good…but it seems the above worldview is based on the foundation of the ‘inherant goodness of man’ which I, along with the reformed tradition, soundly denounce, both out of experience and because it is true.
I denounce it because of the experience of my own sin; I am not inherantly good.
The reformers denounce it because the Bible states otherwise:
…just to name a few.